Who are you?

I’m a 30 something CPA from Bermuda working towards Financial Independence.

Growing up, finances were never discussed and like many others, I had to figure out the world of personal finance on my own. I’ve saved a lot and then spent it all, accumulated some debt and paid it all off. I have made some really crappy financial choices but also some really good ones too.

At the end of the day, I don’t have a crazy/amazing story of how I paid off $100,000 in 5 months. I don’t deprive myself or do anything that’s extreme in order to reach my financial goals. I am just an accountant that really loves talking about personal finance.

Why Blog?

I started this blog for three reasons:

Encourage my fellow Bermudians to take the future of their finances seriously. I believe you can accumulate wealth while living in paradise no matter what your income is.

Show the world that even though Bermuda is considered a wealthy country, people struggle to make ends meet here too. Not everyone is rich, living a luxurious life, sunbathing on a beach drinking a mimosa.

I wanted to have some form of accountability. How can I talk about saving/investing/financial planning if I don’t practice that myself?

Why an Onion?

What I like to tell myself: Onions have multiple layers and like onions, Bermudians are multi-faceted and for every layer, you peel away the deeper and more profound we become.

The truth is: Once upon a time Bermuda exported onions (which are sweet) to the United States and after a while adopted the nickname onions. I know it’s not a glamorous back story, but it’s ours.