Over the past few weeks, I have seen a lot of people doing the 10-year photo challenge. If you haven’t seen it before, basically, you put a picture of yourself from 2008/9 next to a picture from 2018/9. Some people took the challenge as a way to brag about how much they haven’t aged. Others… Read More The 10 Year Challenge – Financial Edition
It’s that time of year again, a time to be with family and friends and to show your loved ones how much you truly love and appreciate them. However, no matter how much you love someone, you shouldn’t have to go into debt to show them you truly care. So here are a few ways… Read More How to Get Through the Holidays Debt-free
Today’s post was supposed to be a travel diary for our recent trip to Barcelona but I have been spending the last week getting things back in order after my wallet was stolen (in Barcelona). I still have two more calls to make regarding my social insurance card and license, however, for the most part,… Read More My Wallet was Stolen
This post was originally published in July 2015 on my previous blog. I was shocked at how much I had earned over the years but I was even more shocked at the fact that I could not say where it had went and had nothing saved. Since hitting the publish button three years ago I… Read More Where did 16 years worth of pay go?
Bonuses. These little lump-sums of magical wonder are the highlight of some employees year. They are the thank you for all your hard work and can be a nice little surprise if you were not expecting one. While I never banked on getting a bonus (or included it in my budget) I was really happy… Read More I Got My First Real Bonus!
I have been completely debt free for a while now and even though getting into debt was a whole lot easier than getting out of it, I wouldn’t change the journey. Again, I am not one of those bloggers who have a crazy/amazing story of how I paid off $100,000 in 6 months. Although I paid… Read More How I paid off $25k of debt in 12 months
Lifestyle creep, lifestyle inflation, keeping up with the Jones’, blowing all your money – whatever you want to call it, it will ruin your finances if you don’t take control of it. A few months ago, I celebrated being with the company for a year. I decided to leave my previous employer for a number… Read More How to Avoid Lifestyle Inflation
Happy New Year!! It is that time again, where we (yes, we!) sit down and write about what we want to accomplish and how we are going to go about achieving our goals. For some people, crushing each goal is easy, while others have a hard time crushing one. However, if you are one of those people who… Read More My 2018 Goals
When I started my financial journey, I didn’t know who Dave Ramsey was. I knew nothing about the baby steps and basically winged it most of the time. And once I got rid of all my debt and really started to get my shit together financially… Boom! Dave Ramsey starts to show up on my… Read More Dave Ramsey Rant (Kinda)
In this age of social media and everyone posting every little detail of their every waking moment. We tend to believe the next person is living their best life and that we are missing out on something greater. But the reality is we are comparing the pages of our story to someone who isn’t even… Read More Don’t let FOMO ruin your finances, future and freedom